# PAC (Professionals' Academy of Commerce) > PAC is Pakistan's leading institute for professional accountancy education, with over 30 years of experience preparing students for CA, ACCA, CFA, and Pearson BTEC qualifications. PAC is a RAET (Registered Accounting Education Tutor) of the Institute of Chartered Accountants of Pakistan (ICAP), an ACCA (UK) Approved Learning Partner (ALP), an approved CBE (Computer Based Examination) Centre of ACCA (UK), and a Pearson-approved centre. PAC students have earned 71 Gold Medals and 174 Certificates of Merit, with 20,000+ students enrolled across campuses in Lahore (Gulberg and Garden Town), Islamabad, Peshawar, Sialkot, and a School of Online Learning serving students worldwide. Key facts about PAC: - 30+ years of accountancy education experience in Pakistan - 71 Gold Medals and 174 Certificates of Merit earned by students - 250+ nationwide and worldwide position holders in CA exams - 100% job placement record, with alumni at KPMG, EY, PwC, Deloitte, Pepsi, Unilever, MCB, FBR Pakistan, and Kapco - 6 campuses plus online learning - Millions in merit-based scholarships awarded yearly ## Courses - [Chartered Accountancy (CA) in Pakistan](https://pac.edu.pk/ca-in-pakistan/): PAC's flagship program and the premier accountancy qualification in Pakistan, regulated by ICAP. Duration is approximately 5.5 years including mandatory practical training, with 21 papers across four stages: Pre-Requisite Competencies (PRC) covering Fundamentals of Accounting, Quantitative Analysis for Business, and Business and Economics Insights; Certificate in Accounting and Finance (CAF) with Group A (Financial Accounting & Reporting, Taxation Principles and Compliance, Data Systems and Risk, Business Law Dynamics) and Group B (Management Accounting, Corporate Reporting, Business Insights and Analysis, Audit and Assurance Essentials); Certified Finance and Accounting Professional (CFAP) covering Advanced Corporate Reporting, Corporate Laws & Governance, Sustainability Reporting and Assurance, Strategic Business Finance, Tax Practices and Planning, and Audit Assurance & Related Services; followed by the Strategic Case Study (SCS) and Multi-Subject Assessment (MSA). Students must complete 3.5 years of training at an authorized training organization after PRC and CAF. HEC equates the CA qualification to a Master's degree in Commerce. Starting salaries reach up to 100K PKR with 100% employability. - [ACCA (Association of Chartered Certified Accountants)](https://pac.edu.pk/acca/): A globally recognized UK accountancy qualification accepted in 180+ countries, completed in approximately 3.5 years with 17 papers. The program covers financial statements, management accounting, business taxation and law, audit, and business ethics. Structure includes Applied Skills exams, Strategic Professional Essentials (Strategic Business Leader and Strategic Business Reporting), Strategic Professional Optionals (any two of Advanced Financial Management, Advanced Performance Management, Advanced Taxation, Advanced Audit and Assurance), the Ethics and Professional Skills module, and a 3-year practical experience requirement. Up to 9 exemptions are available at the fundamentals level based on prior education such as B.Com or BBA. ACCA members can claim exemptions of up to 12 out of 15 papers toward ICAEW. Entry criteria include two A Level passes and three O Level passes in five subjects including English and Mathematics, or a HEC-recognized degree, or the ACCA Foundation Diploma route for Matric students. PAC is an approved CBE Centre and ALP of ACCA UK with the highest number of distinctions and a 24/7 library. - [CFA (Chartered Financial Analyst)](https://pac.edu.pk/certified-financial-analysis/): A prestigious investment and finance certification considered the gold standard in financial and investment management. The program has three levels, each ending in a six-hour exam: Level I focuses on basic knowledge and simple analysis using investment tools; Level II emphasizes asset valuation and application of investment concepts; Level III focuses on portfolio management and wealth planning. All levels test Ethical and Professional Standards, Economics, Quantitative Methods, Financial Reporting Analysis, Corporate Finance, Equity Investments, Portfolio Management and Wealth Planning, Fixed Income, Derivatives, and Alternative Investments. Entry requires a bachelor's degree (or final year of study), or four years of professional work experience, or a combination totaling four years, plus a valid international passport. Career paths include portfolio management, research analysis, investment banking, and consulting. - [Pearson BTEC Level 3](https://pac.edu.pk/pearson-btec/): An internationally recognized UK qualification awarded by Pearson, equivalent to A-Levels and Intermediate (FA, FSc, ICS) in Pakistan subject to IBCC equivalency. Designed for students progressing after O Levels, Matriculation, or IGCSE, it uses continuous internal assessment through assignments, projects, case studies, and coursework instead of high-stakes final examinations. PAC offers two pathways: BTEC Level 3 Business (covering business environment, marketing, entrepreneurship, finance fundamentals, HR management, business communication, organisational behaviour, and project management) and BTEC Level 3 Information Technology (covering information systems, digital technologies, software development concepts, data management, cyber security fundamentals, networking, web solutions, and technology project management). Progression routes include Pearson BTEC Level 4 HNC and Level 5 HND, UK degree programs, international study in the UK, UAE, Malaysia, and Europe, and Pakistani universities via IBCC equivalency. - [School of Online Learning (SOL)](https://pac.edu.pk/school-of-online-learning/): PAC's online learning arm and an Approved Learning Partner (ALP) of ACCA (UK), delivering PAC's CA and ACCA programs to students across Pakistan and worldwide, including students from Faisalabad, Multan, Karachi, and Gujranwala. Contact: +92 (300) 8487414, +92 (301) 8410223, +92 (301) 8410124. - [BS Professional Accounting](https://pac.edu.pk/bs-professional-accounting/): A degree program in professional accounting that equips students with versatile finance and accounting skills for local and international markets, complementing PAC's professional qualification pathways. ## Program Stages and Subjects - [Complete List of CA Subjects in Pakistan](https://pac.edu.pk/ca-pakistan-complete-list-of-subjects-in-ca/): A full breakdown of every subject across the CA qualification stages (PRC, CAF, CFAP, and the final assessments), useful for students mapping out the entire ICAP pathway. - Certificate in Accounting and Finance (CAF): The intermediate stage of CA, split into Group A (Financial Accounting & Reporting, Taxation Principles and Compliance, Data Systems and Risk, Business Law Dynamics) and Group B (Management Accounting, Corporate Reporting, Business Insights and Analysis, Audit and Assurance Essentials). - Certified Finance and Accounting Professional (CFAP): The advanced stage of CA, covering Advanced Corporate Reporting, Corporate Laws & Governance, Sustainability Reporting and Assurance, Strategic Business Finance, Tax Practices and Planning, and Audit Assurance & Related Services, followed by the Multi-Subject Assessment (MSA) and Strategic Case Study (SCS). ## Campuses - [Our Campuses](https://pac.edu.pk/our-campuses/): PAC Gulberg Lahore (41-T, Gulberg II, Lahore; 0300-8480421, 0301-8410196), PAC Garden Town Lahore (14, Aurangzeb Block, Garden Town, Lahore; 0321-4428510, 0301-8410126), PAC Islamabad (14-E, Najam Arcade, F-8 Markaz, Islamabad; 051-8484847, 0315-0677467), PAC Peshawar (4-D, Park Avenue Road, University Town, Peshawar; +92 91 5703061), PAC Sialkot (10-B, Model Town, Khadim Ali Road, Sialkot; +92 52 3557781), and the School of Online Learning. ## About - [Why PAC](https://pac.edu.pk/why-pac/): PAC's mission, teaching quality, ethical values, and commitment to producing well-rounded professionals. - [History of PAC](https://pac.edu.pk/history-of-pac/): Over three decades as the pioneer of CA education in Pakistan. - [Founder of PAC Ishfaq Ahmad](https://pac.edu.pk/founder-of-pac-ishfaq-ahmad/): The founder behind PAC's legacy in accountancy education. - [Board of Directors](https://pac.edu.pk/board-of-directors/): PAC's leadership team. - [Director Learning & Development](https://pac.edu.pk/director-learning-development/): The academic leadership overseeing PAC's learning and development function. - [Mission and Vision](https://pac.edu.pk/mission-and-vision/): To become an internationally recognized educational institute that grooms young students into well-rounded professionals. - [Leaders](https://pac.edu.pk/leaders/): PAC's academic and administrative leaders. - [People at PAC](https://pac.edu.pk/people-at-pac/): The faculty, staff, and community that make up PAC. - [Honour Board](https://pac.edu.pk/honour-board/): Recognition of PAC's highest-achieving students. - [Gold Medalists](https://pac.edu.pk/gold-medalist/): PAC students who secured gold medals in professional examinations. - [Certificate of Merit Holders](https://pac.edu.pk/certificate-of-merit-holder/): PAC students recognized with Certificates of Merit. - [What People Say About PAC](https://pac.edu.pk/what-people-say-about-pac/): Student and alumni testimonials about their experience at PAC. - [Support at PAC](https://pac.edu.pk/support-at-pac/): Academic and student support services available to enrolled students. - [Interview Training Session](https://pac.edu.pk/interview-training-session/): Interview preparation and training to help students transition into professional roles. - [Ishfaq Publishing House](https://pac.edu.pk/ishfaq-publishing-house/): PAC's publishing arm for study materials. - [Facilities and Services](https://pac.edu.pk/facilities-and-services/): Student facilities including 24/7 library access. - [Facilities for Rent](https://pac.edu.pk/facilities-for-rent/): Campus facilities available for rental. ## Corporate Services - [Outsourcing Services](https://pac.edu.pk/outsourcing-services/): Corporate outsourcing across Finance, Audit, HR and Legal, and Education Support. - [Finance Outsourcing](https://pac.edu.pk/outsourcing-services/finance/): Outsourced finance and accounting support for businesses. - [Internal or External Audit](https://pac.edu.pk/outsourcing-services/internal-or-external-audit/): Internal and external audit services for organizations. - [HR and Legal](https://pac.edu.pk/outsourcing-services/hr-legal/): Outsourced human resources and legal support. - [Education Support](https://pac.edu.pk/outsourcing-services/education-support/): Education support services for institutions and learners. ## Blog Expert guidance, exam tips, and career advice on CA, ACCA, CFAP, CAF, and accounting careers in Pakistan. The full blog index is at [PAC Blog](https://pac.edu.pk/blog/). ### CA (Chartered Accountancy) - [How Many Papers Are in CA? (Complete Guide)](https://pac.edu.pk/how-many-papers-are-in-ca/): A complete guide to the number of papers and exam structure in the CA qualification. - [How to Start Your CA Journey Online in Pakistan](https://pac.edu.pk/how-to-start-your-ca-journey-online-in-pakistan/): A step-by-step guide to beginning CA studies through online learning. - [How to Prepare for the CA Foundation in Just 3 Months](https://pac.edu.pk/3-month-ca-foundation-prep-plan/): A focused three-month preparation plan for the CA Foundation stage. - [Is Self-Study Enough for CA in Pakistan | Pros, Cons & Reality](https://pac.edu.pk/is-self-study-enough-for-ca-in-pakistan-pros-cons-reality/): An honest look at whether self-study alone is sufficient to pass CA. - [CA First 6 Months Survival Guide for Non-Commerce Students](https://pac.edu.pk/ca-first-6-months-survival-guide-for-non-commerce-student/): Practical advice for non-commerce students starting CA. - [What Studying CA Feels Like After Coming from a Commerce Background](https://pac.edu.pk/what-studying-ca-feels-like-after-coming-from-a-commerce-background/): What commerce students can expect when transitioning into CA. - [Should You Start CA Immediately or Wait for Next MDCAT](https://pac.edu.pk/should-you-start-ca-immediately-or-wait-for-next-mdcat/): Guidance for students deciding between starting CA and reattempting MDCAT. - [Should You Quit CA If You Fail Multiple Attempts](https://pac.edu.pk/should-you-quit-ca-if-you-fail-multiple-attempts/): Perspective and advice for students facing repeated CA exam failures. - [How Small Wins Lead to Big Success in CA Studies](https://pac.edu.pk/how-small-wins-lead-to-big-success-in-ca-studies/): How incremental progress builds long-term success in CA. - [Balancing Work and Study | Effective Time Management for CA Trainees](https://pac.edu.pk/effective-time-management-for-ca-trainees/): Time management strategies for CA trainees balancing articleship and exams. - [Time Management Tips for CA Students Juggling Multiple Commitments](https://pac.edu.pk/seven-time-management-tips-for-ca-students/): Seven practical time management tips for busy CA students. - [Why CA is Becoming the Top Career Choice for Pakistani Women](https://pac.edu.pk/why-ca-is-becoming-the-top-career-choice-for-pakistani-women/): The rise of Chartered Accountancy as a career path for women in Pakistan. ### ACCA - [ACCA Subjects 2025-2026 | What You Need to Know](https://pac.edu.pk/acca-subjects-2025-2026/): An overview of the ACCA subject structure for the 2025-2026 cycle. - [5 Benefits of ACCA Qualification for Your Career](https://pac.edu.pk/5-benefits-of-acca-qualification-for-your-career/): Five key career advantages of earning the ACCA qualification. - [ACCA's Global Recognition | Opportunities for Pakistani Graduates](https://pac.edu.pk/acca-global-recognition/): How ACCA's international recognition opens doors for Pakistani graduates. - [How Pakistani ACCA Professionals Can Secure International Job Placements](https://pac.edu.pk/how-pakistani-acca-professionals-can-secure-international-job-placements/): Strategies for ACCA professionals aiming to work abroad. - [ACCA Exam Attempts Policy Explained | What Happens If You Fail](https://pac.edu.pk/acca-exam-attempts-policy-explained-what-happens-if-you-fail/): The ACCA exam attempts policy and what it means for students who fail. - [ACCA Exam Fees in 2024 | What You Need to Know](https://pac.edu.pk/acca-exam-fees-in-pakistan-for-2024/): A breakdown of ACCA exam fees for students in Pakistan. - [Breaking Down the ACCA Exam | Effective Study Techniques and Tips](https://pac.edu.pk/effective-study-tips-for-passing-the-acca-exam/): Study techniques and tips for passing ACCA exams. - [What You Can Expect from Your First ACCA Exam at PAC](https://pac.edu.pk/what-you-can-expect-from-your-first-acca-exam-at-pac/): What to expect when sitting your first ACCA exam at PAC. - [How to Network Your Way to Success as an ACCA Student](https://pac.edu.pk/how-to-network-your-way-to-success-as-an-acca-student/): The role of networking in career growth for ACCA students. - [Top 10 Reasons to Choose PAC for Your ACCA Studies in 2026](https://pac.edu.pk/10-reasons-to-choose-pac-for-your-acca-studies-in-2026/): Ten reasons students choose PAC for ACCA in 2026. - [How to Claim ACCA Exemptions If You Have a Relevant Degree](https://pac.edu.pk/how-to-claim-acca-exemptions-if-you-have-a-relevant-degree/): How prior commerce or finance degrees translate into ACCA paper exemptions. - [Entrepreneurship in Accounting | Building Your Own Accounting Firm](https://pac.edu.pk/entrepreneurship-in-accounting/): Guidance on starting an independent accounting practice. - [Impact of Artificial Intelligence on Accounting | Opportunities and Challenges](https://pac.edu.pk/impact-of-artificial-intelligence-on-accounting/): How AI is reshaping the accounting profession. ### CAF (Certificate in Accounting and Finance) - [Why It Is Important to Start CAF Now](https://pac.edu.pk/why-it-is-important-to-start-caf/): Why students should begin their CAF studies without delay. - [Finding a Solution for Accounts and Finance Subjects](https://pac.edu.pk/caf-subjects/): How to approach and master difficult accounts and finance subjects at CAF. - [Which CFAP Subjects to Take in the First Attempt](https://pac.edu.pk/which-cfap-subjects-to-take-in-the-first-attempt/): Choosing the right subject combination for the CFAP first attempt. - [4 Things to Consider After Failing Any CAF Papers](https://pac.edu.pk/4-things-to-consider-after-failing-any-caf-papers/): Constructive steps to take after failing a CAF paper. - [Adopting a New Strategy After Not Achieving Your Desired CAF Result](https://pac.edu.pk/strategy-to-achieve-your-desired-results-in-caf/): Why changing your study strategy matters after a disappointing CAF result under the new scheme. - [CAF Post Result Faculty: Achievements & Teaching Methodology](https://pac.edu.pk/caf-post-result-faculty-achievements-teaching-methodology/): PAC's CAF faculty, their achievements, and teaching approach. - [Important Notice for the Students of CAF and Their Parents](https://pac.edu.pk/important-notice-for-the-students-of-caf-and-their-parents/): A campus notice for CAF students and parents. ### CFAP (Certified Finance and Accounting Professional) - [How to Prepare for CFAP While Working Full-Time](https://pac.edu.pk/how-to-prepare-for-cfap-while-working-full-time/): A realistic study plan for preparing for CFAP alongside a full-time job. - [PAC's CFAP Curriculum | Multi-Subject Assessment (MSA) Insight](https://pac.edu.pk/pacs-cfap-curriculum-multi-subject-assessment-insight/): An inside look at PAC's CFAP curriculum and the MSA. - [5 Mistakes Students Make When Choosing an Institute for Their CFAP](https://pac.edu.pk/5-mistakes-students-make-when-choosing-an-institute-for-their-cfap/): Common errors students make when selecting a CFAP institute. - [Studying Professional Accounting Subjects Is Not a Piece of Cake](https://pac.edu.pk/studying-professional-accounting-subjects-is-not-a-piece-of-cake/): An honest look at the difficulty of professional accounting subjects. ### Career - [How to Apply for Articleship Remotely in Pakistan](https://pac.edu.pk/how-to-apply-for-articleship-remotely-in-pakistan/): How students can secure and apply for articleship remotely. - [Financial Investment of CA vs ACCA](https://pac.edu.pk/financial-investment-of-ca-vs-acca/): A comparison of the real cost and financial return of CA versus ACCA. - [Tax Consulting as a Career in Pakistan](https://pac.edu.pk/tax-consulting-as-a-career-in-pakistan/): The scope of tax consulting as a career path in Pakistan. - [Career Flexibility After BS Professional Accounting](https://pac.edu.pk/career-flexibility-after-bs-professional-accounting/): The range of career options open to BS Professional Accounting graduates. - [Building a Personal Brand as a CA or ACCA Student](https://pac.edu.pk/building-a-personal-brand-as-ca-or-acca-student/): How students can build a professional personal brand while studying. - [How CA & ACCA Students Can Earn Online Before Qualification](https://pac.edu.pk/how-ca-acca-students-can-earn-online-before-qualification/): Ways students can earn income online before qualifying. ### Academic and General - [How Much Time Should You Study Daily for CA or ACCA](https://pac.edu.pk/how-much-time-should-you-study-daily-for-ca-or-acca/): Guidance on daily study hours for CA and ACCA students. - [Why Consistency Matters More Than Intelligence in CA & ACCA](https://pac.edu.pk/why-consistency-matters-more-than-intelligence-in-ca-acca/): Why steady effort outperforms raw intelligence in professional exams. - [FSC vs ICOM | What Is More Important for Pursuing CA](https://pac.edu.pk/fsc-vs-icom-in-pakistan/): Comparing FSc and ICom as a foundation for pursuing CA. - [Exploring the Future of Accounting Careers in Pakistan](https://pac.edu.pk/exploring-the-future-of-accounting-careers-in-pakistan/): How accounting careers in Pakistan are evolving. - [How to Enhance Your Accounting Skills in Pakistan](https://pac.edu.pk/how-to-enhance-your-accounting-skills-in-pakistan/): Practical ways to strengthen accounting skills. - [International Accounting and Finance Standards in Pakistan](https://pac.edu.pk/international-accounting-and-finance-standards-in-pakistan/): How global accounting and finance standards apply in Pakistan. - [The Best Accounting Institutes in Lahore | PAC Stands Out](https://pac.edu.pk/the-best-accounting-institutes-in-lahore-pac-stands-out/): A comparison of accounting institutes in Lahore. - [4 Major Differences Between Accounting and Accountancy](https://pac.edu.pk/4-major-differences-between-accounting-and-accountancy/): Clarifying the distinction between accounting and accountancy. - [Requirements of Presentation and Communication Skills Courses (PCSC)](https://pac.edu.pk/requirements-of-presentation-and-communication-skills-courses-pcsc/): The PCSC requirements students must meet for CA in Pakistan. - [Gap Between Accounting Education and Industry Needs](https://pac.edu.pk/gap-between-accounting-education-and-industry-needs/): How the accounting curriculum is adapting to industry demands. ### School of Accountancy - [The Most Common Mistakes People Make with School of Accountancy](https://pac.edu.pk/the-most-common-mistakes-people-make-with-school-of-accountancy/): Pitfalls to avoid when pursuing accountancy studies. - [ACCA Study Resources: Where to Find the Best Study Materials](https://pac.edu.pk/acca-study-resources-where-to-find-the-best-study-materials/): A guide to sourcing quality ACCA study materials. ## Resources - [Blog](https://pac.edu.pk/blog/): Expert guidance, exam tips, and career advice on CA, ACCA, articleship, exemptions, and accounting careers in Pakistan. - [Resources](https://pac.edu.pk/resources/): Study materials and student resources. - [LMS](https://lms.pac.edu.pk/): PAC's learning management system for enrolled students, hosting recorded lectures, course materials, and announcements across PRC, CAF, CFAP, ACCA, Data Analytics, and MS Office. - [Careers](https://pac.edu.pk/careers/): Job openings at PAC. ## Admissions and Contact - [Contact Us](https://pac.edu.pk/contact-us/): Head office at 41-T, Gulberg II, Lahore. Gulberg: 0301-8410196. Garden Town: 0300-8480471. Hours: Mon-Fri 9:00am to 5:00pm. - [Inquiry Form](https://pac.edu.pk/inquiry-form/): Online admission inquiry form for CA, ACCA, CFA, SOL, and other programs. - [Privacy Policy](https://pac.edu.pk/privacy-policy/): PAC's privacy policy governing use of the website and student data.